Terms and Conditions of Use
1. Conditions of Use
This website is operated by HKKO GOLD of [Insert Address, Accra, Ghana], a company incorporated under the laws of the Republic of Ghana (referred to as “we,” “our,” or “us”), under the domain name hkkogold.com. For purposes of this agreement, all references to “Websites” include all subdomains and digital platforms owned and operated by HKKO GOLD.
Your use of the Websites is governed by these terms and conditions (“Terms”) and our Privacy Policy.
a. Age Restriction: The Websites are not directed at, nor intended for use by, individuals under 18 years of age. We do not knowingly collect personal data directly from individuals under 18 years of age.
b. Representation: By accessing and using our Websites, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
The Websites are provided on an “as is” and “as available” basis. HKKO GOLD does not guarantee that the Websites will:
a. Be fit for a particular purpose or of satisfactory quality;
b. Be secure, reliable, or timely;
c. Be accurate, current, or complete; or
d. Operate without interruptions or errors, or technical problems.
Your use of the Websites indicates acceptance of these Terms. We reserve the right to amend these Terms at any time by publishing updated Terms on the Websites. Continued use of the Websites after amendments constitutes agreement to the updated Terms.
HKKO GOLD disclaims liability for third-party applications or services used to access the Websites. You use the Websites at your own risk. HKKO GOLD is not responsible for any harm or loss you experience while using them. We do not provide financial, legal, investment, or taxation advice. Users are encouraged to seek professional advice.
2. Account Information
By creating an account on the Websites, you agree to:
a. Provide accurate and up-to-date information about yourself during registration;
b. Maintain and promptly update your account details to ensure accuracy, current, and complete.
NOTE:
- Failure to comply may result in account suspension or termination.
- You are solely responsible for maintaining the confidentiality of your account credentials and must immediately report any unauthorized access.
3. Acceptable Use
The Websites are intended for lawful, personal use only. You agree not to engage in any activity that:
- Infringes upon the rights of other users;
- Violates any applicable Ghanaian or international laws;
- Uploads or distributes harmful, obscene, or defamatory content.
Unauthorized use, reproduction, or distribution of any content on the Websites is strictly prohibited. If found, you will be liable to severe consequences.
4. Intellectual Property
All intellectual property rights associated with the Websites, including but not limited to trademarks, graphics, and designs, are owned or licensed by HKKO GOLD. Unauthorized use of these materials is prohibited.
Gold coins and designs are protected under Ghana’s Copyright Act, 2005 (Act 690) and Trademarks Act, 2004 (Act 664). Any defacement, unauthorized reproduction, or sale of such designs is prohibited under Ghanaian law.
5. Termination of Use
HKKO GOLD reserves the right to terminate, suspend, or restrict your access to the Websites at its sole discretion. We are not liable for any damages arising from termination or suspension of your account.
6. Links to Other Websites
The Websites may include links to third-party websites for convenience. HKKO GOLD does not endorse or assume responsibility for the content, products, or services provided by third-party websites.
7. Materials Submitted by Users
By submitting any materials to the Websites (e.g., feedback, reviews, articles, or suggestions), you grant HKKO GOLD a non-exclusive, royalty-free, worldwide license to use, distribute, and modify such materials for operational and promotional purposes.
Personal information submitted to the Websites is governed by our Privacy Policy.
8. Limitation of Liability
HKKO GOLD is not liable for any direct, indirect, or consequential loss arising from the use of the Websites, except as required by law, otherwise, and which cannot be excluded, is limited to the extent possible, at HKKO GOLD’S option to:
- Resupplying goods or services;
- Repairing goods; or
- Reimbursing the cost of equivalent goods or services.
9. Waiver
Failure to enforce any provision of these Terms does not constitute a waiver of our rights.
10. Severability
If any provision of these Terms is deemed unlawful or unenforceable under Ghanaian law, it shall not affect the validity of the remaining provisions.
11. Governing Law
These Terms are governed by the laws of the Republic of Ghana. Disputes are subject to the jurisdiction of the courts of Ghana.
12. Inconsistency
In the event of any conflict or inconsistency between these Terms of Use and any other terms or conditions appearing elsewhere on the Websites, these Terms of Use shall prevail and govern the relationship between The Perth Mint and the User.
13. Complaints
Complaints or feedback can be sent to info@hkkogold.com. We will acknowledge receipt and provide an expected resolution timeline.
14. Privacy
Personal data submitted through the Websites is handled in accordance with our Privacy Policy and applicable Ghanaian data protection laws, including the Data Protection Act, 2012 (Act 843).
By using the Websites, you agree you have read, understood the contents and consented to the terms outlined in the Privacy Policy.